Facing Credit Card Fraud Charges in Oklahoma? Here’s Your Legal Guide
Credit card fraud is a serious issue in Oklahoma, involving various unlawful activities related to credit and debit cards. Under Oklahoma law, a credit card is generally defined as any card issued by a financial institution or business that allows the cardholder to purchase goods or services on credit. Similarly, a debit card is a card that enables the cardholder to access funds directly from a bank account. Okla. Stat. tit. 21 § 1550.1.
Individuals can face charges for several offenses involving credit or debit cards. For example, using someone else’s card or card information without permission to obtain money or goods is illegal and punishable by law. Okla. Stat. tit. 21 § 1501.Taking or receiving a credit or debit card that has been stolen from another person is also a crime. Okla. Stat. tit. 21 § 1550.22. Additionally, creating or altering credit or debit cards in a false or fraudulent way carries stiff penalties. Okla. Stat. tit. 21 § 1550.27.
When facing such charges, it is important to understand the elements the prosecution must prove. For example, a person can only be convicted of credit or debit card theft if the state proves beyond a reasonable doubt that the card was taken without consent and with the intent to deprive the owner of its use. Similarly, possession of a card belonging to another person, without authorization and with knowledge of its unlawful origin, is also punishable.
Charges related to credit card fraud can vary in severity, often depending on factors such as the amount involved, prior criminal history, and whether the card was used to commit additional crimes. Penalties can include fines, probation, and imprisonment. Because of the complexity and serious consequences of these charges, consulting with a skilled criminal defense attorney is crucial to protect one’s rights and build a strong defense.
Anyone facing credit card fraud allegations in Oklahoma should seek experienced legal counsel to navigate the legal process. An Oklahoma City attorney who is experienced in criminal defense can provide guidance on the best steps to take and represent clients effectively in court.
If you need legal help, call Wirth Law Office – Oklahoma City at (405) 888-5400. For more information on criminal defense matters, visit our criminal defense attorney page or contact a trusted Oklahoma City attorney.
