Filing a False Insurance Claim in Oklahoma Can Be a Felony
Filing a false insurance claim in Oklahoma is a serious offense that can lead to felony charges. This crime involves knowingly submitting a fraudulent or false statement to an insurance company with the intent to deceive and obtain money or property. The law clearly prohibits such actions, outlining penalties for those who make false claims or fail to file truthful statements on time. Okla. Stat. tit. 36 § 311.1.
In Oklahoma, the act of making a false claim or proof of loss in an insurance matter is punishable under the state’s criminal statutes. This means that if someone intentionally provides incorrect information or fabricates a claim to receive insurance benefits, they can be charged with a felony offense. These laws are designed to protect insurance companies and policyholders from fraud and deception. Okla. Stat. tit. 21 § 1662.
Additionally, obtaining or attempting to obtain property through trickery, false statements, or pretenses is also considered a criminal act. This includes confidence games or schemes where false information is used to gain property or money unlawfully. Such conduct is subject to significant penalties under Oklahoma law. Okla. Stat. tit. 21 § 1541.1.
When advising clients, criminal defense attorneys explain that to prove a false insurance claim, the prosecution must show specific elements: that the claim was knowingly false, that the person intended to deceive the insurer, and that the false claim led to obtaining money or property. These elements are detailed in the state’s jury instructions, which guide how jurors evaluate the evidence in such cases .
Facing felony charges for filing a false insurance claim can have serious consequences, including fines, imprisonment, and a lasting criminal record. Anyone accused of this offense should seek experienced legal representation immediately. A skilled criminal defense attorney can help navigate the complexities of Oklahoma’s insurance fraud laws and work to protect the accused’s rights. For trusted advice and representation, contact a knowledgeable Oklahoma City attorney who understands the seriousness of insurance fraud cases.
If you need legal help, call Wirth Law Office – Oklahoma City at (405) 888-5400.






