Caught Committing Insurance Fraud in Oklahoma? Here’s What You Need to Know
Insurance fraud is a serious legal issue in Oklahoma. It happens when someone lies or makes false statements to get money or benefits from an insurance company that they are not entitled to. This can include exaggerating damages after an accident, submitting fake injury claims, or forging documents to support a claim. People facing these charges often worry about what might happen next. Common concerns include whether they will have to pay fines, go to jail, lose their job, or even have trouble with child custody or immigration. Many don’t realize how quickly these problems can escalate once an investigation begins.
When clients ask about insurance fraud, it’s important to understand that even a single false statement or failure to file accurate reports on time can lead to criminal charges. Oklahoma law makes it clear that making fraudulent or false statements in connection with insurance claims is illegal and punishable by penalties. Okla. Stat. tit. 36 § 311.1. Additionally, anyone who tries to forge documents to support a fraudulent claim can face serious charges with different levels of severity depending on the nature of the forgery. Okla. Stat. tit. 21 § 1621v1. The law also encourages people who suspect fraud to report it without fear of retaliation. Okla. Stat. tit. 36 § 363. These protections exist to help stop fraud, but they also mean investigations can move quickly and aggressively.
The High Stakes of Insurance Fraud Charges
Ignoring insurance fraud charges or hoping the problem will go away is risky. These cases can move fast, and the consequences can be life-changing. A criminal conviction can result in jail time, heavy fines, and a permanent mark on your criminal record. Beyond legal penalties, a conviction can destroy future job prospects, especially in fields that require trust and honesty. It can also impact child custody decisions if family courts see fraud as a sign of poor character.
For non-citizens, criminal charges related to insurance fraud may threaten immigration status, including deportation or denial of citizenship. The fear and stress of facing these consequences are real. Many clients describe feeling overwhelmed and uncertain about what to do next. Charges can come with long court battles, complicated paperwork, and the risk of losing everything they have worked for. The emotional toll of fighting insurance fraud allegations can be just as hard as the legal fight itself.
Understanding the jury instructions can also be unsettling. For example, to prove a false statement during an internal investigation, the prosecution must show that the statement was knowingly false and related to the investigation. Similarly, a false claim for insurance requires proof that the claim was intentionally fraudulent. ;. OUJI-CR 5-52. These elements must be clearly demonstrated to convict someone, but the burden of proof does not mean the process is simple or quick.
Protecting Your Rights with Wirth Law Office – Oklahoma City
Facing insurance fraud charges requires immediate and experienced legal help. A skilled criminal defense attorney understands the complexities of these cases and the serious consequences involved. Aggressive and knowledgeable defense strategies can protect your rights, challenge the evidence, and work toward the best possible outcome.
Wirth Law Office – Oklahoma City offers dedicated representation to those charged with insurance fraud. The firm helps clients navigate the legal process, respond to investigations correctly, and build strong defenses. Whether it’s negotiating reduced charges, seeking dismissal, or preparing for trial, having a trusted advocate can make all the difference.
If you or someone you know is facing these charges, don’t wait until it’s too late. Contacting a skilled Oklahoma City attorney promptly can prevent a small problem from becoming a life-altering crisis.
If you need legal help, call Wirth Law Office – Oklahoma City at (405) 888-5400.






